<div>Hi Toby,</div><div><br></div><div>Your analysis is correct. This policy is not for gasifiers. My units are E85 engines attached to the grid. The agents referred to E85 engines as experimental so I assumed I have my buttocks handed to me if I mentioned gasifier. I was going to use gasifiers away from the generating plant at another location and just use the fuel made by the gasifier. This was the only agent that wasn't flumoxed by the situation. Its a start.</div>
<div><br></div><div>Phillip</div><div><br></div><div><br></div><br><br><div class="gmail_quote">On Mon, May 16, 2011 at 9:06r analysis is correct. PM, Mark Ludlow <span dir="ltr"><<a href="mailto:mark@ludlow.com">mark@ludlow.com</a>></span> wrote:<br>
<blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex;"><div lang="EN-US" link="blue" vlink="purple"><div><p class="MsoNormal"><span style="color:#1F497D">Hi Steven,</span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span></p><p class="MsoNormal"><span style="color:#1F497D">They may cover it, but what is the limit of liability? $10,000,000 or $1,000? It would seem that the exposure of the insurer would be pretty limited if you had not actually put any units into service. Are you an R-Stamp welder with all of your certifications in order? Home-built boilers even make my blood run cold!</span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span></p><p class="MsoNormal"><span style="color:#1F497D">Good Luck!</span></p><p class="MsoNormal"><span style="color:#1F497D">Mark</span></p><p class="MsoNormal"><span style="color:#1F497D"> </span></p>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in"><p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt">From:</span></b><span style="font-size:10.0pt"> <a href="mailto:gasification-bounces@lists.bioenergylists.org" target="_blank">gasification-bounces@lists.bioenergylists.org</a> [mailto:<a href="mailto:gasification-bounces@lists.bioenergylists.org" target="_blank">gasification-bounces@lists.bioenergylists.org</a>] <b>On Behalf Of </b><a href="mailto:sabbadess@aol.com" target="_blank">sabbadess@aol.com</a><br>
<b>Sent:</b> Monday, May 16, 2011 17:33<br><b>To:</b> <a href="mailto:gasification@lists.bioenergylists.org" target="_blank">gasification@lists.bioenergylists.org</a><br><b>Subject:</b> Re: [Gasification] insurance</span></p>
</div><div><div></div><div class="h5"><p class="MsoNormal" style="margin-left:.5in"> </p><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt"><span style="font-size:10.0pt;color:black">Toby,</span></p>
</div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt"><span style="font-size:10.0pt;color:black"> </span></p></div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt">
<span style="font-size:10.0pt;color:black">Actually I did. I told the underwriter I was a sheetmetal shop building boilers and gasifiers and they explicitly blessed it. I asked twice because I didn't believe it. I can post the quote if you want to see it. </span></p>
</div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt"><span style="font-size:10.0pt;color:black"> </span></p></div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt">
<span style="font-size:10.0pt;color:black">Now I just need to sell a boiler or a gasifier.......but that's another story.</span></p></div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt">
<span style="font-size:10.0pt;color:black"> </span></p></div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt"><span style="font-size:10.0pt;color:black">Stephen</span></p>
</div><div><p class="MsoNormal" style="margin-right:0in;margin-bottom:12.0pt;margin-left:.5in"><span style="font-size:10.0pt;color:black">-----Original Message-----<br>From: Toby Seiler <<a href="mailto:seilertechco@yahoo.com" target="_blank">seilertechco@yahoo.com</a>><br>
To: gasification <<a href="mailto:gasification@lists.bioenergylists.org" target="_blank">gasification@lists.bioenergylists.org</a>><br>Cc: jim mason <<a href="mailto:jim@allpowerlabs.org" target="_blank">jim@allpowerlabs.org</a>><br>
Sent: Mon, May 16, 2011 7:32 pm<br>Subject: [Gasification] insurance</span></p><div><table border="0" cellspacing="0" cellpadding="0" width="624" style="width:6.5in;margin-left:.5in"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in">
<div><p class="MsoNormal" style="margin-top:4.0pt">Jim,</p></div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">Your telling us that your general business insurance policy will cover your product liability on the "gasifiers experimenters kit" or the "power pallet". Right.... I don't believe you. </p>
</div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">I've made complex machinery for too many years to believe that you can obtain product liablity on experimental and unproven machinery. Been there on much better developed equipment. </p>
</div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">Write me off list (providing your PL underwriter) and I'll verify... then gladly eat my words.</p>
</div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">Phillip has a policy application (I believe he wants auto insurance)... but no policy. He surely won't get it from Indiana Farm Bureau. How many people have really, truthfully disclosed that they are adding a gasifier to their insurance underwriter, where the undewriter had actual knowledge of the significant, added apparatus and approved it? </p>
</div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">Sincerely,</p></div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">
Toby </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">Seilertechco </p></div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div><div><p class="MsoNormal" style="margin-top:4.0pt">
</p></div><div><p class="MsoNormal" style="margin-top:4.0pt"> </p></div></td></tr></tbody></table></div><div><pre style="margin-left:.5in;background:white"><tt><span style="color:black">_______________________________________________</span></tt></pre>
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