[Greenbuilding] stealing heat from a woodstove for water heating

[Bob Waldrop]

The insurance deal varies.  I've had a wood burning stove since 2005.  
When it was installed, all my insurance wanted at that time was pictures 
of the installation showing that it was on a fireproof surface, that 
said surface extended out about 18", and that it was at least that far 
from anything flammable and that the chimney reliner was a 
professional.  Maybe it was 2 ft clearance, I don't remember. Mine isn't 
UL listed although it is listed with something called the Maine 
Woodheating Laboratory.  I changed insurance a couple of years later, 
and the new insurance (Oklahoma Farm Bureau) didn't ask for anything 
particular about my stove, only to note its presence on the premises.  
Your mileage may vary I suppose, but insurance hasn't been a hassle for 
me with my stove. I think burning properly seasoned wood helps reduce 
the creosote problem.

Bob Waldrop, Oklahoma City
http://www.ipermie.net  Permaculture your urban lifestyle & protect yourself from the four horsemen of the modern apocalypse: peak oil, climate instability, economic irrationality, and political criminality

On 1/5/2014 6:54 PM, Norbert Senf wrote:
> Also might be a good idea if you have fire insurance to check with 
> your agent as to whether it is OK or not to mess around with a stove 
> if it has a U.L. label. Normally the insurance requires the label, and 
> the label only applies to a stove installed "according to the terms of 
> its listing".
>