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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='color:black'> </span><span style='font-size:12.0pt;color:black'> <o:p></o:p></span></p><div><div><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=883 style='width:662.25pt;border-collapse:collapse'><tr><td width=883 style='width:662.25pt;border:solid #299F2F 1.5pt;border-bottom:none;padding:0in 0in 0in 0in'><p style='line-height:105%'> <span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=862 style='width:646.5pt;background:#56A568;border-collapse:collapse'><tr><td width=447 style='width:335.3pt;background:#569C6A;padding:6.0pt 6.0pt 6.0pt 6.0pt'><p style='line-height:105%'><strong><span style='font-family:"Arial",sans-serif;color:white'>Winrock & U.S. EPA Cook Stoves & Indoor Air</span></strong><o:p></o:p></p></td><td width=415 style='width:311.4pt;background:#569C6A;padding:6.0pt 6.0pt 6.0pt 6.0pt'><p align=right style='text-align:right;line-height:105%'><b><span style='font-size:9.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'> </span></b><a href="http://www.epa.gov/iaq/cookstoves/index.html"><b><span style='font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'>U.S. EPA</span></b></a><b><span style='font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'> | </span></b><a href="http://www.winrock.org/"><b><span style='font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'>Winrock International</span></b></a><b><span style='font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'> | </span></b><a href="http://www.pciaonline.org/webinars"><b><span style='font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'>Webinar Archive</span></b></a><b><span style='font-size:9.0pt;line-height:105%;font-family:"Arial",sans-serif'> </span></b><o:p></o:p></p></td></tr></table></div></td></tr><tr><td width=883 style='width:662.25pt;border-top:none;border-left:solid #299F2F 1.5pt;border-bottom:none;border-right:solid #299F2F 1.5pt;padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=811 style='width:608.25pt;border-collapse:collapse'><tr><td width=811 valign=top style='width:608.25pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'><p align=center style='text-align:center;line-height:105%'><img border=0 width=759 height=217 style='width:7.9083in;height:2.2583in' id="Picture_x0020_1" src="cid:image001.jpg@01D33D2E.815508E0" alt="cid:image001.jpg@01D33D2E.815508E0"><o:p></o:p></p></td></tr><tr><td width=811 valign=top style='width:608.25pt;padding:7.5pt 7.5pt 7.5pt 7.5pt'><p align=center style='margin-bottom:12.0pt;text-align:center;line-height:105%'><strong><i><span style='font-size:19.0pt;line-height:105%;font-family:"Arial",sans-serif;color:black'>Using Technology to Expand Access to </span></i></strong><b><i><span style='font-size:19.0pt;line-height:105%;font-family:"Arial",sans-serif;color:black'><br><strong><span style='font-family:"Arial",sans-serif'>Cookstove Consumer Finance</span></strong></span></i></b><o:p></o:p></p><p align=center style='text-align:center;line-height:105%'><b><span style='font-size:4.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'><br></span></b><strong><span style='font-size:18.0pt;line-height:105%;font-family:"Arial",sans-serif;color:black'> </span></strong><b><span style='font-size:13.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'><img border=0 width=811 height=171 style='width:8.45in;height:1.7833in' id="Picture_x0020_2" src="cid:image002.png@01D33D2E.815508E0" alt="cid:image002.png@01D33D2E.815508E0"></span></b><o:p></o:p></p><p align=center style='text-align:center;line-height:105%'><strong><span style='font-size:13.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'> </span></strong><o:p></o:p></p><p align=center style='text-align:center;line-height:105%'><strong><span style='font-size:13.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'>Tuesday, October 17, 2017</span></strong><o:p></o:p></p><p align=center style='text-align:center;line-height:105%'><b><span style='font-size:13.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'><br><strong><span style='font-family:"Arial",sans-serif'>10:00 AM - 11:30 AM EDT / 7:00 AM – 8:30 AM PDT / 5:00PM – 6:30PM EAT</span></strong></span></b><o:p></o:p></p></td></tr></table></div></td></tr><tr><td width=883 style='width:662.25pt;border-top:none;border-left:solid #299F2F 1.5pt;border-bottom:none;border-right:solid #299F2F 1.5pt;background:#569C6A;padding:0in 0in 0in 0in'><p style='line-height:105%'>                                                                   <o:p></o:p></p></td></tr><tr><td width=883 style='width:662.25pt;border-top:none;border-left:solid #299F2F 1.5pt;border-bottom:none;border-right:solid #299F2F 1.5pt;padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="96%" style='width:96.0%;background:#56A568;border-collapse:collapse'><tr><td width=898 style='width:673.5pt;background:#DBE5F1;padding:0in 0in 0in 0in'><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=862 style='width:646.5pt;border-collapse:collapse'><tr><td width=541 valign=top style='width:405.75pt;padding:.75pt .75pt .75pt .75pt'><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=516 style='width:387.0pt;border-collapse:collapse;margin-left:6.75pt;margin-right:6.75pt'><tr style='height:575.25pt'><td width=516 style='width:386.65pt;padding:.75pt .75pt .75pt .75pt;height:575.25pt'><p style='line-height:115%'><b><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'><a href="https://attendee.gotowebinar.com/register/8275417477721462786"><span style='color:#0563C1'>Register today</span></a></span></b><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'> to hear about three innovative consumer financing partnerships, and how you might be able to apply their lessons to your work!</span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><p style='line-height:115%'> <span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><p style='line-height:115%'><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>Partnerships between product manufacturers, distributors, financial institutions and technology providers are creating new opportunities and greater access to consumer financing for household energy products.   <b><a href="https://attendee.gotowebinar.com/register/8275417477721462786"><span style='color:#0563C1'>This webinar</span></a></b> will feature three innovative cookstove consumer financing partnerships that use technology to reach new and expanded networks of (in some cases previously unbanked) consumers:</span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><ul style='margin-top:0in' type=disc><li class=MsoNormal style='margin-top:12.0pt;mso-margin-bottom-alt:auto;line-height:115%;mso-list:l2 level1 lfo1;text-autospace:none'><u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>LivelyHoods Installment Payment Arrangement (LIPA)</span></u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>. Kenya-based clean energy product distributor LivelyHoods partnered with pay-as-you-go service provider Angaza to develop a flexible installment payment system to collect M-Pesa payments for stoves from its customers.</span><o:p></o:p></li></ul><p style='margin-left:.5in;line-height:115%'><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'> </span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><ul style='margin-top:0in' type=disc><li class=MsoNormal style='line-height:115%;mso-list:l0 level1 lfo2'><u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>Juhudi Kilimo / BioLite psychometric credit assessment pilot</span></u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>. Using a tool developed by Entrepreneurial Finance Lab, Kenya-based Microfinance Institution (MFI) Juhudi Kilimo evaluated credit worthiness for potential BioLite HomeStove customers using survey questions and interactive exercises to measure characteristics like business skills, intelligence, integrity and autonomy.</span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></li></ul><p style='margin-left:.5in;line-height:115%'><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'> </span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><ul type=disc><li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:115%;mso-list:l1 level1 lfo3;text-autospace:none'><u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>Equity Bank’s EcoMoto Loan on Equitel.</span></u><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'> In 2017, Equity Bank, in partnership with MicroEnergy Credits, launched a digital loan, available on both feature and smartphones, through its fintech platform, Equitel, that allows qualified Equity Bank customers to get instant approval and take an EcoMoto loan for a stove or solar light.</span><o:p></o:p></li></ul><p style='line-height:115%'> <span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p><p style='line-height:115%'><span style='font-size:11.5pt;line-height:115%;font-family:"Arial",sans-serif'>Webinar participation is free. For the web portion, a high-speed internet connection is required. <strong><span style='font-family:"Arial",sans-serif;font-weight:normal'>The webinar technology allows attendees to listen to audio through their computer or by phone.</span></strong><b> </b>Additional log-in information will be provided upon registration. For more information on this webinar, please contact: <a href="mailto:moderator@cookstovesandindoorair.org"><span style='color:#0563C1'>moderator@cookstovesandindoorair.org</span></a>  </span><span style='font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr></table></td><td width=321 valign=top style='width:240.75pt;padding:.75pt .75pt .75pt .75pt'><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=355 style='width:266.25pt;border-collapse:collapse'><tr style='height:11.4pt'><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt;height:11.4pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt;height:11.4pt'><p style='line-height:105%'><b><u><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'>Webinar Speakers:</span></u></b><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr><tr style='height:119.85pt'><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt;height:119.85pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt;height:119.85pt'><p style='line-height:105%'><b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'>Tania Laden</span></b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> is the Executive Director and Co-founder of LivelyHoods, a social enterprise that creates access to life-changing products through a women and youth powered last-mile distribution network. Since 2011, LivelyHoods has created more than 1,100 jobs for youth and women and distributed over 19,000 clean energy products across 14 branches throughout Kenya</span><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr><tr style='height:170.25pt'><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt;height:170.25pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt;height:170.25pt'><p style='line-height:105%'><b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'>Elvin Walela</span></b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> is the Project Manager for the Juhudi-BioLite Sustainable Cookstove Project. In this role, he has worked with BioLite Holdings KE and Juhudi staff in rural Kenya to provide financially excluded rural smallholder farmers with greater access to high quality cookstoves through innovative financing. Elvin joined Juhudi Kilimo microfinance 4 years ago, and has worked in 8 roles touching on marketing, training, research and development, communications, fundraising, project management, partnerships and innovation. </span><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr><tr style='height:170.25pt'><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt;height:170.25pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt;height:170.25pt'><p style='line-height:105%'><b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'>Matt Goldberg</span></b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> oversees grant project implementation at BioLite, a social enterprise that develops, manufactures, and distributes advanced clean energy technologies to off-grid households around the world. BioLite is the designer and manufacturer of the HomeStove, an ultra-clean biomass cookstove, that reduces smoke by 90 percent and fuel by over 50 percent—all while generating electricity. BioLite retails the HomeStove on credit, working with MFIs in East Africa that have experience financing clean energy products</span><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr><tr style='height:112.65pt'><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt;height:112.65pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt;height:112.65pt'><p style='line-height:105%'><b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'>Mriganka Lulla</span></b><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif;color:black'> is Senior Program Manager at MicroEnergy Credits, where she co-led the launch of EcoMoto on Equitel - the world's first exclusive clean energy mobile loan - in partnership with Equity Bank. Mriganka has worked across the development sector in Kenya, India, South Africa and the USA.</span><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr><tr><td width=6 style='width:4.4pt;padding:.75pt .75pt .75pt .75pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><o:p></o:p></p></td><td width=349 style='width:261.85pt;padding:.75pt .75pt .75pt .75pt'><p style='line-height:105%'><span style='font-size:10.5pt;line-height:105%;font-family:"Arial",sans-serif'> </span><span style='font-size:12.0pt;line-height:105%;font-family:"Times New Roman",serif'><o:p></o:p></span></p></td></tr></table></td></tr></table></td></tr></table></div></td></tr><tr><td width=883 style='width:662.25pt;border-top:none;border-left:solid #299F2F 1.5pt;border-bottom:none;border-right:solid #299F2F 1.5pt;background:#569C6A;padding:0in 0in 0in 0in'><p style='line-height:105%'>  <o:p></o:p></p></td></tr><tr><td width=883 style='width:662.25pt;border-top:none;border-left:solid #299F2F 1.5pt;border-bottom:none;border-right:solid #299F2F 1.5pt;padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:#DBE9F7;border-collapse:collapse'><tr><td width=898 style='width:673.5pt;background:transparent;padding:11.25pt 11.25pt 11.25pt 11.25pt'><p style='line-height:105%'><span style='font-size:9.0pt;line-height:105%;font-family:"Arial",sans-serif'>The U.S. Environmental Protection Agency (U.S. EPA) and Winrock International have been engaged in the household energy field for many years, including through coordination of the Partnership for Clean Indoor Air (PCIA) and its 590 Partners working in 117 countries from 2002-2012. Since the integration of PCIA and the Global Alliance for Clean Cookstoves in 2012, Winrock and the U.S. EPA have continued working to increase the exchange of technical information among public and private organizations working in the global household energy and health sectors through local capacity building, targeted technical assistance and field studies and global knowledge sharing. The goal of these activities is to promote effective approaches that lead to increased use of clean, reliable, affordable, efficient, and safe home cooking and heating practices.</span><o:p></o:p></p></td></tr></table></div></td></tr><tr style='height:.5in'><td width=883 style='width:662.25pt;border:solid #299F2F 1.5pt;border-top:none;padding:0in 0in 0in 0in;height:.5in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:#56A568;border-collapse:collapse'><tr><td width=898 style='width:673.5pt;background:#569C6A;padding:3.75pt 3.75pt 3.75pt 3.75pt'><p align=center style='text-align:center;line-height:105%'><b><span style='font-size:9.0pt;line-height:105%;font-family:"Arial",sans-serif;color:white'>Winrock International<br>2101 Riverfront Drive<br>Little Rock, Arkansas 72202</span></b><o:p></o:p></p></td></tr></table></div></td></tr></table></div><p><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:black'> <o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div style='border:none;border-top:solid black 1.0pt;padding:1.0pt 0in 0in 0in'><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif'>The information in this message, including any attachments, is the property of Winrock International (discloser), is intended solely for the use of the individual(s) or entity to which this message is addressed, and may contain confidential or privileged information. Therefore, the use or disclosure by a person who is not an intended recipient is prohibited. Use or distribution by the intended recipient is permitted if distribution is pursuant to an agreement with discloser authorizing distribution, or distribution is to those that have been previously approved by the discloser for sharing. If you are not the intended recipient, or the person responsible for delivering this message to the intended recipient, please notify the sender and immediately delete this message.<o:p></o:p></span></p></div></div></body></html>