[Gasification] insurance

Tue May 17 07:08:48 CDT 2011

Mark,

Agreed.  I have no stamps.  I was(am?) going to outsource that module.  The coverage was for $1,000,000.  The only stipulation was that I can't parts for transportation, ie. cars, planes, or boats.

Stephen
-----Original Message-----
From: Mark Ludlow <mark at ludlow.com>
To: 'Discussion of biomass pyrolysis and gasification' <gasification at lists.bioenergylists.org>
Sent: Mon, May 16, 2011 9:07 pm
Subject: Re: [Gasification] insurance

Hi Steven,

They may cover it, but what is the limit of liability? $10,000,000 or $1,000? It would seem that the exposure of the insurer would be pretty limited if you had not actually put any units into service. Are you an R-Stamp welder with all of your certifications in order? Home-built boilers even make my blood run cold!

Good Luck!
Mark

From: gasification-bounces at lists.bioenergylists.org [mailto:gasification-bounces at lists.bioenergylists.org] On Behalf Of sabbadess at aol.com
Sent: Monday, May 16, 2011 17:33
To: gasification at lists.bioenergylists.org
Subject: Re: [Gasification] insurance

Toby,

Actually I did.  I told the underwriter I was a sheetmetal shop building boilers and gasifiers and they explicitly blessed it.  I asked twice because I didn't believe it.  I can post the quote if you want to see it. 

Now I just need to sell a boiler or a gasifier.......but that's another story.

Stephen

-----Original Message-----
From: Toby Seiler <seilertechco at yahoo.com>
To: gasification <gasification at lists.bioenergylists.org>
Cc: jim mason <jim at allpowerlabs.org>
Sent: Mon, May 16, 2011 7:32 pm
Subject: [Gasification] insurance

Jim,

Your telling us that your general business insurance policy will cover your product liability on the "gasifiers experimenters kit" or the "power pallet".  Right....  I don't believe you.  

I've made complex machinery for too many years to believe that you can obtain product liablity on experimental and unproven machinery.  Been there on much better developed equipment. 

Write me off list (providing your PL underwriter) and I'll verify... then gladly eat my words.

Phillip has a policy application (I believe he wants auto insurance)... but no policy. He surely won't get it from Indiana Farm Bureau.  How many people have really, truthfully disclosed that they are adding a gasifier to their insurance underwriter, where the undewriter had actual knowledge of the significant, added apparatus and approved it?  

Sincerely,

Toby 

Seilertechco  

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