[Gasification] insurance

[phillip manske]

Hi Toby,

Your analysis is correct.  This policy is not for gasifiers.  My units are
E85 engines attached to the grid.  The agents referred to E85 engines as
experimental so I assumed I have my buttocks handed to me  if I mentioned
gasifier.  I was going to use gasifiers away from the generating plant at
another location and just use the fuel made by the gasifier.  This was the
only agent that wasn't flumoxed by the situation.  Its a start.

Phillip




On Mon, May 16, 2011 at 9:06r analysis is correct. PM, Mark Ludlow <
mark at ludlow.com> wrote:

> Hi Steven,
>
>
>
> They may cover it, but what is the limit of liability? $10,000,000 or
> $1,000? It would seem that the exposure of the insurer would be pretty
> limited if you had not actually put any units into service. Are you an
> R-Stamp welder with all of your certifications in order? Home-built boilers
> even make my blood run cold!
>
>
>
> Good Luck!
>
> Mark
>
>
>
> *From:* gasification-bounces at lists.bioenergylists.org [mailto:
> gasification-bounces at lists.bioenergylists.org] *On Behalf Of *
> sabbadess at aol.com
> *Sent:* Monday, May 16, 2011 17:33
> *To:* gasification at lists.bioenergylists.org
> *Subject:* Re: [Gasification] insurance
>
>
>
> Toby,
>
>
>
> Actually I did.  I told the underwriter I was a sheetmetal shop building
> boilers and gasifiers and they explicitly blessed it.  I asked twice because
> I didn't believe it.  I can post the quote if you want to see it.
>
>
>
> Now I just need to sell a boiler or a gasifier.......but that's another
> story.
>
>
>
> Stephen
>
> -----Original Message-----
> From: Toby Seiler <seilertechco at yahoo.com>
> To: gasification <gasification at lists.bioenergylists.org>
> Cc: jim mason <jim at allpowerlabs.org>
> Sent: Mon, May 16, 2011 7:32 pm
> Subject: [Gasification] insurance
>
> Jim,
>
>
>
> Your telling us that your general business insurance policy will cover your
> product liability on the "gasifiers experimenters kit" or the "power
> pallet".  Right....  I don't believe you.
>
>
>
> I've made complex machinery for too many years to believe that you can
> obtain product liablity on experimental and unproven machinery.  Been there
> on much better developed equipment.
>
>
>
> Write me off list (providing your PL underwriter) and I'll verify... then
> gladly eat my words.
>
>
>
> Phillip has a policy application (I believe he wants auto insurance)... but
> no policy. He surely won't get it from Indiana Farm Bureau.  How many people
> have really, truthfully disclosed that they are adding a gasifier to their
> insurance underwriter, where the undewriter had actual knowledge of the
> significant, added apparatus and approved it?
>
>
>
> Sincerely,
>
>
>
> Toby
>
> Seilertechco
>
>
>
>
>
>
>
>
>
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